Subscription Cost Calculator — Add Up Your Monthly & Yearly Subscriptions

Streaming, music, cloud storage, fitness apps, news, food delivery — subscriptions are small on their own, but together they can quietly eat hundreds of dollars a month. This free subscription cost calculator adds up every subscription you pay for, converts yearly plans to a monthly cost, and shows your total monthly spend, total yearly spend, cost per day, your biggest subscription, and exactly how much you would save by cancelling the ones you rarely use.

Nothing is saved or sent anywhere. All calculations happen in your browser, and you can edit every name and price to match your own bills.

How to Use This Subscription Cost Calculator

1. Start with the example list already loaded below the preset buttons, or tap “Reset to example” to bring it back.
2. Tap a preset button to add a popular subscription at its verified 2026 US price — Netflix, Spotify, Disney+, Hulu, YouTube Premium, Amazon Prime or Planet Fitness.
3. Add your own subscriptions with the “Add a subscription” button. Type the name, enter the price, and choose whether you pay monthly or yearly.
4. Edit any price or name directly in the list. Change the billing frequency if a service is yearly — the calculator converts yearly prices to a monthly equivalent by dividing by 12.
5. Remove a subscription with the red × button if you no longer pay for it.
6. Tick “Cancel?” next to any subscription you barely use. The yellow box shows exactly how much you would save each month and each year by cancelling those.
7. Read your results: total monthly cost, total yearly cost, cost per day, average per subscription and your biggest subscription update live as you type.

Worked Example

Try it yourself: change any of the three prices in the calculator above and watch the totals update instantly. For instance, entering Netflix at $15.49, Spotify at $11.99 and a gym at $10 a month gives $37.48 a month and $449.76 a year — the same addition, just with older prices.

Popular Subscription Prices in 2026 (USA)

These are verified US list prices as of November 2026, before tax. Prices change often — Netflix raised prices in March 2026, Spotify in January 2026, YouTube Premium in April 2026, and Disney+ and Hulu in September 2026 — so always check your latest bill. The calculator lets you enter your own prices, so use these only as a starting point.

Sources: provider pricing pages as reported by NerdWallet, Digital Trends and Howply in October–November 2026. Gym prices vary by location — Planet Fitness Classic is typically $10 a month but runs $10–$19 depending on the club.

What Does the Average American Spend on Subscriptions?

It depends on how you count. Self Financial’s March 2026 survey of 1,272 US adults found an average of 3.4 active paid subscriptions per person, and 59.9% of people had at least one paid subscription going unused each month — on average 2.6 unused subscriptions worth $26.79 a month, or about $321 a year. About 70% said they had forgotten to cancel a free trial at some point.

An older C+R Research study (2022, 1,000 US consumers) asked people to itemise every recurring charge instead of guessing, and found an average of $219 a month across 8.2 subscriptions — while the same people had first guessed only $86 a month. That gap is the whole point of this calculator: your guess is almost certainly lower than your real total. List everything, including the small ones — cloud storage, apps, news and food delivery — and the true number usually surprises people.

Tips to Cut Your Subscription Bill

• Audit every three months. Open your bank or card statement and list every recurring charge — that is the only reliable count.
• Cancel what you have not used in 30 days. You can almost always rejoin later, often with a comeback offer.
• Switch yearly plans to monthly equivalents. Amazon Prime at $139 a year works out to $11.58 a month versus $14.99 monthly — a $40.88 yearly saving if you keep it all year.
• Rotate streaming services. Keep one or two at a time and swap each month instead of paying for five at once.
• Use family and student plans. Spotify Family at $21.99 a month for up to six people, or Student at $6.99 a month, can halve the per-person cost.
• Set a calendar reminder before every free trial ends. Forgetting to cancel is the single most common way subscriptions pile up.

Frequently Asked Questions